Hard Money & DSCR Lending

Fix & Flip Bridge Loans
for Active Investors

Pimlico Capital provides real estate investors with a flexible and efficient process, quick turnaround times, minimal documentation, and unmatched personalized service.

Or call us(410) 855-4600
Ready When You Are

Just Submit a Deal

Skip the forms. Send us your property and numbers β€” our team reviews every deal personally and gets back to you with terms within one business day.

  • No credit pull β€” soft review only
  • Our team reviews every submission
  • Terms in 24 hours, close in as few as 5 days

No obligation  Β·  Free to submit

$0M+Total Funded
0+Loans Closed
5 DaysAvg. to Close
0+Lending States
Our Loan Products

Two Ways to Fund Your Next Deal

Whether you're flipping, holding, or refinancing β€” we have a loan built for it.

Bridge / Fix & Flip

Short-Term Bridge Loans

Move fast on acquisitions. Fund your rehab with a flexible draw process. Draws often funded the same business day. 6–18 month terms.

9.95%+Starting Rate
70% LTVMax Loan
18 mo.Max Term
Learn More β†’
Rental / DSCR

30-Year Rental Loans

Purchase or refinance. Cash out to grow your portfolio. Qualify on the property's cash flow β€” not your personal income or W-2.

6.25%+Starting Rate
80% LTVRate & Term
30 yr.Fixed Term
Learn More β†’
How It Works

Get Funded in 3 Simple Steps

Our streamlined process means less paperwork, faster decisions, and more time closing deals.

Step 01

Get an Instant Quote

Use our online rate calculator. See terms in under 60 seconds β€” no credit pull required.

Step 02

Get Pre-Approved

Submit an application. Our team reviews and issues a pre-approval letter within 24 hours.

Step 03

Close & Get Funded

We handle the rest. Close as fast as 5 business days and get your funds at the closing table.

Free Investor Tool

The Pimlico Deal Sizer

A no-nonsense excel calculator we built for our borrowers. Plug in purchase price, rehab budget, and ARV β€” and instantly see your max loan, cash-to-close, projected ROI, and break-even rent. Know whether a deal pencils before you tie up a dime.

  • Bridge & rental scenarios β€” built to match our actual loan products
  • Live MAO & DSCR formulas β€” the same math our underwriters use
  • Yours to keep β€” free, no credit pull, no obligation

Trusted by 2,000+ real estate investors from NY to FL.

Get the Deal Sizer β€” Free

We'll send it to your inbox within 2 minutes.

Client Testimonials

What Our Borrowers Say

Google
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"Approved and settled in less than two weeks. The draw process was seamless β€” funds hit the next business day every time."

Perry D. β€” Baltimore, MD
Google
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"I closed 2 properties with Pimlico. Smooth, simple, and the easiest lender I've ever worked with. A+++++"

Michael T. β€” Philadelphia, PA
Google
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"Best hard money lender I've worked with. Extremely easy to use, receptive, and competitive."

Daniel M. β€” Northern VA

Ready to Fund Your Next Deal?

Get an instant, no-obligation rate quote in under 60 seconds.